LUXURY PERKS OF PREMIUM CREDIT CARDS
One does not have to be a millionaire to travel like one and the growing number of premium cards support these travels by providing a wide range of perks including concierge services to fee credits to complimentary airport lounge access and, of course, excellent reward-earning possibilities. With the excellent credit history and score to qualify, a frequent traveller can experience the finer things in life. The premium credit cards in India with their features and benefits have been outlined below as some of the top picks for the best luxury credit cards:
Annual Fees: The first year fee is Rs. 3,500 plus applicable taxes and Second Year onwards, it increases to Rs. 5,000 plus applicable taxes.
Annual Fees: The fees for this premium card annually are Rs. 2999 and one can get a waiver for next year if they spend more than 3 lakh.
One can redeem miles for MMT, Goibibo, Indigo, Yatra, BookMyShow, IndianOil, Amazon, Flipkart, domestic and international airlines with the redemption value that varies from 0.15 to 0.45 paise depending on the redemption option. The additional benefits on Citi Premier Miles Credit Card include Earn Rs. 10 Lakhs lost card liability cover, Air Accident Insurance Cover of up to Rs. 1 Crore, and 15% on dining at the participating restaurant.
Annual Fees: The annual fee of the card is Rs. 3,000 which will be billed in the first statement and then every 12 months thereafter.
Annual Fees: The annual fee of the card is Rs. 10,000 which can be waived off on spending 8 Lakh.
One can earn 4 Reward Points for every Rs.150 spent. The value of 1 reward point is equal to Rs. 0.75 and redeeming these reward points against an exciting range of merchandise and gift vouchers are a great option. With travel benefits such as travel concierge assistance, the card can enrich the travel and hotel experience with the travel concierge assistance. 2% on all foreign currency spends is offered by this brand as Lowest Foreign Currency Markup Fee by any premium credit card.
Annual Fees: The annual fee of the card is Rs. 2500 one can spend more than 3 lakh and get next year fee waiver with over-limit charges or 2.5%
Enjoy the Rewards
The qualifying candidates including individuals and small businesses owners can enjoy the rewards from the listed premium cards while personal and business travelling.